Understanding Financial Health Through Numbers
We started because too many businesses were making decisions based on gut feeling rather than actual financial data. That's a problem we wanted to fix.
From Spreadsheet Chaos to Clear Analysis
Back in 2019, we were working with a manufacturing client in Rayong who couldn't figure out why their cash flow kept drying up despite solid sales numbers. They had data everywhere — spreadsheets, accounting software, even handwritten notes. But nothing connected.
After digging through three months of financial records, we found the issue wasn't revenue. It was timing. Their payment terms didn't match their obligations, and nobody had mapped it out visually. Once we built them a simple liquidity model, the entire picture changed. They adjusted their approach and stabilized within six months.
That experience taught us something important. Most businesses don't lack financial information. They lack clear ways to interpret what those numbers actually mean for daily operations and long-term stability.
How We Actually Work
No fancy jargon. No overwhelming dashboards. Just practical financial analysis that helps businesses make better decisions.
Current Ratio Analysis
We start by looking at what you own versus what you owe in the short term. This tells us whether you can handle immediate obligations without scrambling for cash. Most businesses know their monthly revenue but not their liquidity position.
Debt Structure Review
Understanding your obligations isn't just about totals. It's about timing, interest rates, and what happens if revenue drops. We map out your entire debt landscape so you can see potential pressure points before they become problems.
Cash Flow Patterns
Revenue means nothing if the money arrives after bills are due. We analyze when cash actually moves through your business and help identify timing mismatches that create unnecessary stress and limit your strategic options.
How We Got Here
Started With One Client Problem
That manufacturing case in Rayong showed us businesses needed clearer financial interpretation. We focused exclusively on liquidity and solvency because those areas cause the most sudden crises when misunderstood.
Expanded to Bangkok Market
Worked with twelve small-to-medium enterprises helping them understand their financial positioning during uncertain economic conditions. Built analysis frameworks that non-financial managers could actually use.
Launched Educational Programs
Started teaching business owners and managers how to read their own financial health indicators. We found that education created better outcomes than just handing over reports people didn't understand.
Focused on Practical Implementation
Now working with businesses across Thailand, helping them build internal capacity to monitor and respond to liquidity and solvency signals before they become urgent problems.
Who Does This Work
We're a small team focused on financial analysis. No massive organization, just people who care about helping businesses understand their numbers better.
Evren Karadaş
Financial Analytics Director
Spent eight years in corporate finance before realizing he preferred helping smaller businesses avoid the mistakes he saw big companies make. Focuses on turning complex financial situations into understandable action steps.
Linnea Bergström
Lead Solvency Specialist
Worked through multiple business cycles analyzing debt structures and equity positions. Now teaches business owners how to read warning signs in their balance sheets before problems become critical.
What Guides Our Work
Clarity Over Complexity
Financial analysis shouldn't require an accounting degree to understand. We translate numbers into plain language that business owners can actually use when making decisions.
Honest Assessment
We won't sugarcoat difficult financial situations. If your liquidity position creates risk, we'll tell you directly and help you understand what realistic improvement looks like.
Long-Term Perspective
Quick fixes rarely solve underlying financial structure problems. We focus on sustainable improvements that strengthen your business position over time rather than temporary patches.
Education Alongside Analysis
You shouldn't need to call us every time you want to check your financial health. We teach you what to watch for so you can monitor your own liquidity and solvency between our reviews.